Chrysler Dodge Jeep Ram FIAT Finance Center in Spokane
Whether you're buying a new or used vehicle, having proper financing is essential. At Lithia Chrysler Jeep Dodge Ram of Spokane, we can help you with just that. Our finance team is ready to get you behind the wheel of your dream car at a great price. We offer a wide range of leasing and financing plans no matter your budget. Learn more about how we can make your automotive goals a reality at our finance center.
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Should You Lease Your New Lithia Chrysler Dodge Jeep Ram FIAT of Spokane Vehicle?
Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.
Benefits of Financing
Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.
Flexible Credit Options
Lithia Chrysler Dodge Jeep Ram FIAT of Spokane can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
Why Choose Lithia Chrysler Jeep Dodge Ram of Spokane for Financing Your Vehicle?
At Lithia Chrysler Jeep Dodge Ram of Spokane, we understand that financing can be a daunting task. That's why we have a team of experienced finance professionals who are dedicated to helping you find the best financing option for your needs.
At our finance center, we work with trusted lenders to ensure that we provide competitive rates to our customers. Our team will work closely with you to understand your budget and help you find a financing or leasing option that makes sense.
In addition to our experienced finance professionals, we also offer a variety of online financing tools to make the car-buying process as seamless as possible. Our website allows you to apply for financing, get pre-approved, and calculate the monthly payments of your new Grand Wagoneer or Ram 1500 with ease. We also offer a trade-in estimator tool to help you determine the value of your current vehicle.
At Lithia Chrysler Jeep Dodge Ram of Spokane, we're committed to making the car-buying process simple. That's why we offer a variety of financing options to meet your needs, whether you're looking to lease or finance your new car.
Leasing vs Financing
Spokane area drivers: the path to car ownership is not as straightforward as driving down the road. Before leaving our lot, you must decide whether leasing or financing a vehicle is right for you.
Let's start with leasing. Leasing is like renting a car, but instead of returning it after a weekend getaway, you will drive this car typically for two or three years. Lease agreements come with lower monthly payments than finance plans. Drivers will have to make a down payment to offset the monthly rate, along with determining an annual mileage limit. The higher the limit, the higher your monthly payment will be. When the lease term is up, return the car to the dealership in good condition, and you're free to make your next automotive move.
Financing, on the other hand, means you are purchasing the car and making payments toward full ownership. A finance plan will often last longer than a lease plan, clocking in between three to six years. Making a large down payment will help offset the cost of your monthly payments. Once the finance agreement is complete, congrats! You own your automobile outright.
Financing is a great option for those with stable housing and employment who are interested in owning a vehicle. Leasing is a temporary option, providing drivers with a brand-new automobile for a few years to experience the latest and greatest in automotive performance and tech.
Tax Incentives for Electric Vehicles
If you're considering an electric vehicle from our inventory, such as the Jeep Grand Cherokee 4xe or Fiat 500e, there are many enticing benefits that come with purchasing an emissions-free ride. The federal government offers a tax credit of up to $7,500 for the purchase of a qualifying electric vehicle. Some states also offer additional incentives such as tax credits, rebates, and reduced registration fees. In Washington state, for example, electric vehicle owners can receive a tax credit of up to $1,000 for driving an EV.
Visit our Dealership and get Pre-Approved Online Now
Drivers in Newport: schedule a test drive at Lithia Chrysler Jeep Dodge Ram of Spokane, and before you visit our dealership, take advantage of our online finance app. Get pre-approved, calculate your monthly payments, and you're on your way to making your automotive goals happen. Our sales team will pull models from our inventory that fit your budget, so you can hit the road the moment you arrive at our dealership. Contact us today to get started!
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Lithia Chrysler Dodge Jeep Ram FIAT of Spokane
10701 N Newport Hwy
Spokane, WA 99218-1642
- Sales: 8777433139
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