Buy a New or Used Car with our Auto Finance FAQ
I’m going through a divorce. Can you help me get a car loan?
Yes. Being divorced is not a problem, and we have numerous lending sources that we work with to get you pre-approved online.
I’m a first-time car buyer. Is that a problem??
Our lenders are happy to fund car loans to first-time buyers. Our specialists will get you into the right loan that can help you build your credit.
I have a low credit score. Can you help me get a car loan?
We specialize in helping customers with low credit scores to get a loan. Even if you’ve been turned down by other banks and dealerships.
I’ve been through a repossession. Can you help me with financing?
You bet. We work with lenders to get auto loans for our customers who have a repossession in their history. We can help you get financing!
I have poor credit and low income. Do I need a co-signer?
The common reasons you would need a co-signers are:
1. Your income is too low for the amount requested
2. You have credit issues that are too recent
3. Your credit history doesn't meet any of our lender's guidelines.
With a well-qualified cosigner, someone with credit challenge will most often succeed in obtaining an approval for auto-financing. Often, many people will use a cosigner in order to get a lower interest rate saving hundreds or even thousands of dollars in interest over the course of the loan.
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